Question 1

What does property due diligence mean here?

Accepted Answer

It is a structured review of how a property is owned, charged, approved, and disputed, done before you pay in full or take it as security. We read the file you have and compare it with public records that can be searched for that city. The result is a written report of what is supported, what is missing, and what still needs a decision.

Question 2

When should I start — before or after I pay a token?

Accepted Answer

Before you pay anything you cannot comfortably lose. A token, an expression of interest, or a booking amount is often hard to recover if the title later fails. If you have already paid, start before the next instalment. Tell us the date of that payment so the scope fits the time you actually have.

Question 3

The bank is already doing a legal check. Do I still need this?

Accepted Answer

A lender’s check is done for the lender’s security, on the lender’s questions, and the report usually belongs to the bank. It may not cover the points that matter to you as buyer, and you may not be allowed to rely on it. If you want a report addressed to you, commission it yourself.

Question 4

How is the fee decided if you do not publish prices?

Accepted Answer

The fee follows the city, the property type, how far back the chain needs to be read, and which searches you want included. We send a quote after a short call. There is no standard rate on this website because a one-page allotment and a forty-year ancestral plot are not the same job.

Question 5

Which papers should I keep ready for the first conversation?

Accepted Answer

Whatever you already have: the sale deed or agreement, the prior deed if the seller gave it to you, an encumbrance printout, tax receipts, the building plan, and any RERA or allotment papers. Do not wait for a perfect file. A missing document is itself a finding, and we would rather see the gap early.

Question 6

Do you visit the property, or is this only a paper review?

Accepted Answer

The core work is documentary and record-based. A visit, a society check, or a surveyor’s measurement can be added where the question on the ground matters — for example, whether an extra floor exists, or whether access matches the plan. We will say in the scope if a visit is included.

Question 7

Can you review a property outside the cities listed on the site?

Accepted Answer

No. Property checks are limited to Delhi, Noida, Gurugram, Faridabad, Ghaziabad, Greater Noida, and Mathura and Vrindavan.

Question 8

What will an encumbrance certificate not show?

Accepted Answer

It is a record of registered transactions in a stated period at the office that issued it. It does not, by itself, prove who owns the property. It will not show an unregistered agreement, a family claim that was never filed, or a court case that was never entered in that register. The period printed on the certificate is as important as the word “nil”.

Question 9

Laws and record systems differ by state. How do you handle that?

Accepted Answer

We do not use one national checklist as if khata, jamabandi, patta, and municipal extracts were the same document. The searches follow the property’s location. The report names the source we actually consulted, and it says so when a particular register was not available.

Question 10

I live outside India. Can the review cover a power of attorney?

Accepted Answer

Yes. We read what the power of attorney actually authorises, whether it appears to be in force, and whether stamping, adjudication, or an apostille is still open. A scan of a general power of attorney is not treated as authority to sell a specific flat. You can instruct us directly. You do not have to be in India for the paper review.

Question 11

Do you review agricultural land and conversion?

Accepted Answer

Yes, as its own scope. Many states limit who may buy agricultural land, and permission to convert use is a separate step from a sale deed. We look for whether conversion is granted, applied for, or only promised. We will not describe a revenue extract as a building approval.

Question 12

Is a lender’s review the same product as a home buyer’s report?

Accepted Answer

The records overlap. The questions do not. A lender is usually asking whether the asset can support a charge. A buyer is also asking whether they should pay, and on what conditions. Portfolio work for a lender or a developer is scoped asset by asset so the depth is agreed, not assumed.

Question 13

Will you tell me whether to walk away from the purchase?

Accepted Answer

We will tell you what we found and what it means for the deal you described. A serious defect is stated plainly. The decision to proceed, renegotiate, or stop remains yours, because your budget, your loan, and your appetite for risk are not things a file can decide. We do not soften a red flag to keep a transaction alive.

Question 14

How long does a review take?

Accepted Answer

It varies with the city, the age of the title, and whether courts and the seller respond. We confirm a working timeline when we quote. A date that depends on a third-party office is not promised as if it were in our diary alone.

Question 15

How are my documents and phone number handled?

Accepted Answer

Papers you send are used for the review you asked for. We do not publish client names or documents. Contact details from the website form are used to reply to that enquiry. The privacy policy sets out how long enquiries are kept and who processes email. A specific retention period for a paid engagement is confirmed in that engagement.

Questions people ask before they send a file

Engaging Title Jaanch

Records and scope

Buyers, NRIs, and lenders

The report

Planning a property purchase? Get it verified first.