Sample report
Property verification report
TJ-2026-014 · 20 October 2026
Executive summary
Prepared for A. Sharma. Concerning Proposed purchase from R. Mehta.
The chain of two registered sale deeds is consistent, and the encumbrance search shows no open mortgage. One consumer complaint against the developer is flagged for reading, and the occupancy certificate was not in the file. Those two items keep the overall rating at caution.
Overall: Proceed only with conditions
Property details
- Property
- Flat 1204, Tower B, Sable Court
- Location
- Sector 102, Noida, Uttar Pradesh
- Nature
- Residential apartment
- Identifiers
- Flat 1204, Tower B
- Stated area
- 1,240 sq. ft. super built-up, as in the draft agreement
- Agreed price
- As stated in the draft agreement
- Search date
- 18 October 2026
Title chain
| Year | Instrument | Parties | Observation |
|---|---|---|---|
| 2012 | Sale deed (registered) | Developer to first buyer | Schedule matches Tower B. |
| 2018 | Sale deed (registered) | First buyer to R. Mehta | Names consistent with the 2012 deed. |
| 2026 | Agreement to sell (draft) | R. Mehta to A. Iyer | Not a conveyance. Registration has not happened. |
Encumbrance findings
The search for 2010–2026 shows the two sale deeds above and no registered mortgage. A closure letter for a 2019 housing loan was mentioned by the seller and was not in the file. Treated as clear only if that letter, or a register extract showing no charge, is produced.
Litigation findings
One consumer complaint from 2019 is shown against the developer, not against the present seller. The public status is pending. It is flagged because the complaint refers to common areas in Sable Court.
Regulatory status
- RERAProject shown as registered with Uttar Pradesh RERA.Verified
- Sanctioned plan2011 plan in the file. No revised plan provided.Under review
- Occupancy certificateNot in the file. Seller says the association holds it.Under review
- Property taxReceipts shown up to March 2026.Verified
Risk rating
- Title chainVerifiedTwo registered deeds, consistent names.
- EncumbrancesVerifiedNo open mortgage on the search. Loan closure letter still missing.
- LitigationCautionOne developer complaint flagged for reading.
- Approvals & occupancyUnder reviewOccupancy certificate not inspected.
- DuesVerifiedTax receipts present. Society letter not yet issued.
Recommendations
- Collect the original registered deeds, not photocopies alone, before the balance is paid.
- Ask for the housing-loan closure letter and a society no-dues letter addressed to this flat.
- Read the consumer complaint before treating the project as uneventful.
- Do not release the balance until the occupancy position is confirmed with the planning authority or by inspecting the original certificate.
Laws and records vary by state. Khata, mutation, jamabandi, patta, and municipal extracts are not interchangeable, and the office that holds them changes with the city. The points below describe the work in general. The papers we ask for follow the property’s location, and the report names the source that was actually consulted.